Insurance Services
Property Insurance Advisory
& Reinstatement Management
Independent pre-loss assessment. Expert post-loss advocacy.
01 End-to-End Asset Protection
Safeguarding policyholders before a disaster occurs and representing the insured’s interests throughout claim recovery.
02 Multidisciplinary Execution
Bringing Quantity Surveying, Property Valuation, and Project Management together under one accountable team.
03 Proven Disaster Track Record
Practical catastrophe recovery and loss assessment experience following major Caribbean storm events, including Hurricanes Ivan and Paloma.
The Multidisciplinary Advantage Three Practice Areas. One Unified Insurance Service.
Property insurance advisory requires a comprehensive understanding of building costs, property characteristics, and project delivery. JEC integrates its core practice areas into a single, cohesive insurance offering:
Quantity Surveyors
Establish accurate property reinstatement assessments and analyze current local construction costs, material and labour rates during claim preparation and negotiation.
Valuation Surveyors
Assess property characteristics, asset records, and insurance policy compliance requirements.
Project Managers
Oversee physical repair and reconstruction works on-site, managing contractors and assessing progress payments.
Pre-Loss Services: Accurate Asset Protection Independent Pre-Loss Assessment & Reinstatement Planning
Reinstatement Cost Assessments (RCAs)
Conducting physical building inspections and detailed elemental cost assessments grounded in quantity surveying expertise to calculate accurate rebuilding costs for insurance placement.
Adequacy of Sums Insured
Reviewing existing insurance coverage against current Cayman material and labour cost benchmarks to avoid under-insurance risks or over-payment of premiums.
Property & Building Condition Inspections
Physical condition audits identifying maintenance needs and potential risk priorities ahead of policy renewals.
Reinstatement Cost Advice
Tailored technical cost advice for commercial, strata, hospitality, and residential properties to support insurance placement and policy negotiations.
Post-Loss Services: Insured Party Representation & Claim Recovery Representing the Insured & Managing Recovery
Insured Party Representation
Acting as an independent technical representative for the insured party to safeguard their financial and physical interests during insurance proceedings.
Damage Assessment & Scope Audits
Conducting site inspections following storm, fire, flood, or structural damage to document physical loss and define required repair scopes.
Claim Preparation & Technical Substantiation
Developing detailed, evidence-backed claim documentation to support the insured’s claim and provide robust technical substantiation of repair and reinstatement costs.
Negotiation & Support with Loss Adjusters
Interfacing with insurers, adjusters, and loss assessors to ensure damage assessments reflect current local construction costs, material and labour rates.
Post-Loss Construction Cost Advice
Establishing realistic repair budgets, procurement strategies, and contractor rate benchmarks following property damage.
Project Monitoring & Reinstatement Management
Comprehensive oversight of rebuilding works—coordinating contractors, assessing progress payments, and managing repairs through to completion.
Catastrophe & Disaster Recovery Experience Practical Experience Following Hurricanes Ivan & Paloma
When severe storm events impact the Caribbean, local cost knowledge and recovery experience are critical. JEC brings decades of practical, on-the-ground catastrophe recovery experience in the Cayman Islands.
Having managed loss assessments, claim support, and rebuilding management following major disasters such as Hurricane Ivan and Hurricane Paloma, our team understands the complex supply chain, material, and labour realities that follow a major event. We leverage this practical experience to support the insured party through every stage of assessment and recovery.
Safeguard Your Property Investment
Whether you require an updated Reinstatement Cost Assessment before renewal season or independent representation following property damage, contact JEC’s multidisciplinary team today.
More from the practice
Everything else
a building asks of you.
-
01
Quantity Surveying
Cost planning, bills of quantities, valuations of work in progress and final accounts.
Quantity Surveying -
02
Project Management
One point of accountability from brief and procurement through to practical completion.
Project Management -
03
Development & Project Consultancy
Feasibility, viability and phasing advice before the first dollar is committed.
Development & Project Consultancy -
04
Buyers Advisory
Independent due diligence on condition, cost and value before you sign.
Buyers Advisory -
05
Hospitality & Regional Asset Valuation
RICS Red Book valuations, feasibility and advisory for hotels and resorts across the Caribbean.
Hospitality & Regional Asset Valuation -
07
Lender Monitoring
Drawdown certification and cost-to-complete analysis for banks funding construction.
Lender Monitoring -
08
Dispute Resolution
Expert witness, arbitration support and independent determination on property matters.
Dispute Resolution -
09
Reinstatement Cost Assessment
Rebuild figures for insurers, updated on the cycle your policy actually needs.
Reinstatement Cost Assessment
Get in touch
Tell us about the
building. We’ll take it from there.
A valuation, a strata that needs running properly, or a project that needs costing — start with a conversation. Quotes are free.
